Druto Fintech Limited - General Terms and Conditions

Welcome to our Druto Fintech Limited. By accessing or using our website and digital lending the platform, you agree to comply with and be bound by the following terms and conditions. Please read the following terms carefully before using our services.


Acceptance of Terms

By accessing or using our Platform, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you should not use our services.


To use our Platform, you must be at least 18 years old and capable of forming a binding contract with us. By using our services, you represent and warrant that you meet these eligibility requirements.

Loan Application Process

Our Platform serves as a digital lending bridge between financial institutions and MSMEs. As a customer, you may access the Lending Panel to apply for CMSME loans offered by participating financial institutions. The loan application process is subject to the terms and conditions set by both Druto Fintech Limited and the relevant financial institution.

Financial Institution Products

Financial institutions showcase their CMSME loan products on our Platform. While we strive to provide accurate and up-to-date information, we do not guarantee the availability or terms of any specific financial product. The terms of loans are determined solely by the respective financial institutions.

User Responsibilities

You are responsible for providing accurate and complete information during the loan application process. Any misrepresentation of information may result in the rejection of your application. You also agree to keep your login credentials confidential and notify us immediately of any unauthorized use of your account.

Privacy and Data Security

We are committed to protecting your privacy. Our Privacy Policy outlines how we collect, use, and safeguard your personal information. By using our Platform, you consent to the collection and use of your information as described in our Privacy Policy.

Intellectual Property

All content and materials on our Platform, including but not limited to text, graphics, logos, and software, are the property of Druto Fintech Limited and are protected by intellectual property laws. You may not use, reproduce, or distribute any content without our express written permission.

Disclaimer of Warranties

Our Platform is provided "as is," and we make no warranties or representations regarding the accuracy, completeness, or reliability of the information and services provided. We disclaim all warranties, whether express or implied.

Limitation of Liability

In no event shall Druto Fintech Limited be liable for any indirect, consequential, incidental, special, or punitive damages arising out of or in connection with the use of our Platform.

Modifications to Terms and Platform

We reserve the right to modify these terms and conditions at any time. Changes will be effective immediately upon posting on the Platform. We may also modify or discontinue any part of our services without notice.

By using our Platform, you agree to these terms and conditions. If you have any questions or concerns, please contact us at [email protected]


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